Polygon Labs Adds Solana to Open Money Stack Payments Platform

A business that wants to take dollars from a bank account and pay a recipient in stablecoins on Solana can now do it through one integration rather than several. Polygon Labs has added Solana support to its Open Money Stack (OMS), bringing bank funding, wallets, cross-chain transfers and payouts together for businesses, in an integration Polygon announced on October 29, 2026.

The expansion follows the earlier addition of TRON support. For a business, the pitch is consolidation. OMS collapses what usually means stitching together several providers into one technical connection and one commercial relationship, and companies can adopt the whole stack or fold individual pieces into systems they already run.

Through OMS, businesses can connect bank, card, cash and crypto funding routes, create customer accounts and wallets, and move funds between Solana and networks including Polygon, Ethereum and TRON. Payouts can go to banks, cards or wallets. A remittance provider, for instance, could take dollars from a sender, deliver USDC on Solana, and connect the recipient to a bank payout.

"Every bank and fintech that wants to use crypto faces the same problem: connecting them to the accounts and payment systems its customers already use"

Sandeep Nailwal, co-founder and CEO of the Polygon Foundation

The practical change for developers is that they no longer need to run their own bridges or pre-fund liquidity to reach Solana. OMS takes inflows through ACH, cards and cash and converts them to stablecoins.

Kira, a cross-border payments company, is among the first customers using Solana through OMS. It helps fintechs, OTC desks and import brokers turn stablecoins into dollars for supplier payments. Tazapay, Mesh and Toku are also named as early OMS adopters, with use cases in cross-border payments and payroll.

Infrastructure behind it

OMS supports public settlement through Polygon Chain, as well as dedicated Polygon CDK rollups for customers that need customised compliance or private infrastructure. Polygon Chain has processed more than $3 trillion in cumulative stablecoin transfer volume, with sub-2-second finality and average fees of about $0.002. Polygon previously acquired Coinme, which brought money transmitter licenses across 48 US states.

Solana connectivity was not entirely new to Polygon. Polygon Trails has supported moving SOL, wrapped SOL, USDC, USDT and PYUSD between Solana and more than 20 EVM chains since August 3, 2026. OMS now places cross-chain movement of that kind inside a payments product aimed at businesses.

Market context

Solana brings its own scale. The Solana Foundation says the network has processed more than $5 trillion in stablecoin volume this year, and Solana has recently rolled out an institutional settlement standard with J.P. Morgan input and gone live with its Alpenglow upgrade. The institutional pull is visible elsewhere too: J.P. Morgan Asset Management recently made its MONY and JLTXX tokenized money funds available on Solana.

Open questions remain. Polygon did not disclose transaction volumes or pricing tied to the Solana integration, so it is hard to gauge how much Solana activity will flow through the platform. And bridges and routing layers have been among the most targeted pieces of crypto infrastructure; abstracting them away concentrates security responsibility on Polygon.

The logic is that of a general contractor: the client deals with one party while subcontractors handle the plumbing. That simplifies adoption, but it also means one party answers when something breaks.