The ongoing legal battle between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) has been a defining case for the cryptocurrency industry. However, a recent insight from attorney Jeremy Hogan has sparked fresh speculation about an abrupt resolution. Hogan suggested that a private settlement between Ripple and the SEC could bring the lawsuit to an immediate close, bypassing the appeals process and accelerating regulatory clarity for XRP.
The discussion gained momentum when crypto influencer X Finance Bull described Hogan’s analysis as a major revelation for XRP. According to him, such a settlement would free Ripple from legal constraints, boost institutional confidence in XRP, and signal a new phase for the digital asset sector.
Speculation about a settlement intensified following a report from Fox Business journalist Eleanor Terrett, who indicated that the lawsuit was “in the process of wrapping up and could be over soon.” This statement caught Hogan’s attention, prompting him to evaluate the fastest possible conclusion to the case.
Hogan determined that a private settlement was the most viable option for a swift resolution. If Ripple and the SEC were to settle privately, the regulator would likely drop its appeal of Judge Analisa Torres’ ruling, avoiding further court proceedings. Such a move would spare both parties from a prolonged and costly legal struggle that could drag on for years.
Despite the appeal of a settlement, there remains a significant hurdle. The SEC previously secured an injunction limiting certain XRP sales, which complicates negotiations. Hogan speculated that rather than abandoning the injunction entirely, the SEC could allow Ripple to register its institutional XRP sales under a structured regulatory framework. This compromise would enable Ripple to continue its operations within a legal framework while allowing the SEC to maintain its regulatory stance without directly opposing the court’s decision.
X Finance Bull highlighted the enormous impact a settlement could have on XRP. The resolution of the lawsuit would eliminate a major regulatory obstacle, allowing Ripple to expand its business without the looming threat of litigation. Institutional investors, who have remained cautious due to regulatory uncertainty, could finally engage with XRP in a meaningful way, potentially leading to significant market growth.
The price of XRP has closely mirrored developments in the case, reacting to court rulings with sharp movements. A definitive settlement, particularly one that avoids a prolonged appeal, could bring stability and enable XRP to solidify its position as a leading digital asset.
For the SEC, settling might also present an advantageous path forward. The regulator has faced criticism over its inconsistent approach to cryptocurrency enforcement, and a prolonged legal battle with Ripple could further damage its credibility. By opting for a settlement, the SEC could claim a regulatory victory while simultaneously offering the crypto industry a clearer compliance framework.
Additionally, the risk of another unfavorable court ruling may incentivize the SEC to negotiate. Judge Torres’ decision that XRP’s secondary sales do not constitute securities transactions significantly weakened the SEC’s case. Rather than risking further legal setbacks, the SEC might find a structured compromise to be a preferable outcome.
Jeremy Hogan’s analysis, reinforced by X Finance Bull’s insights, presents a compelling argument for a potential private settlement that could bring the high-profile lawsuit to an expedited conclusion. If this scenario unfolds, it would mark a defining moment for XRP and broader cryptocurrency regulation in the U.S. The outcome will not only shape Ripple’s future but could also set an important precedent for the digital asset industry, providing much-needed legal clarity and paving the way for further institutional adoption.
By Alejandro Silva Ramírez, Crypto Analyst & Columnist